Colorado Self Insuring Employer Bond
Overview
Colorado requires employers who self-insure their workers' compensation obligations to post a surety bond as a condition of that self-insured status. This bond guarantees that the employer will pay all workers' compensation benefits owed to injured employees if the employer fails to meet those obligations directly. It protects Colorado workers and the state's workers' compensation system from financial exposure created by a self-insuring employer's default. Bond Titan makes it fast and simple to get this bond in place so your self-insured certification stays current.
Who Needs This Bond?
Your company has been approved — or is seeking approval — to self-insure its workers' compensation liabilities in Colorado rather than carrying a traditional insurance policy. Colorado's Division of Workers' Compensation requires self-insuring employers to post this bond as financial security before that status is granted or maintained. If you've received notice from the Division that a bond is required, this is the one you need. Any Colorado employer operating under a self-insured workers' compensation certification must keep this bond active.
What is this Bond For?
This bond exists to protect Colorado employees and the state's workers' compensation system if a self-insuring employer fails to pay benefits it legally owes to injured workers. When a covered employee suffers a workplace injury, the self-insuring employer pays those claims directly instead of routing them through an insurance carrier. This bond is the financial backstop — it ensures that if the employer cannot or does not pay, the obligation is covered. It is a regulatory safeguard, not a liability policy.
When is it Required?
Before Colorado's Division of Workers' Compensation grants or renews your self-insured employer certification, this bond must already be in place. You cannot operate as a self-insuring employer in Colorado without it. If your certification is up for renewal or you are applying for the first time, the bond is a prerequisite — not something you can file after the fact. Get the bond secured first, then submit it as part of your certification package.
Where Does it Apply?
This bond is a statewide Colorado requirement administered through the Division of Workers' Compensation. It applies to any employer operating anywhere in Colorado under a self-insured workers' compensation designation. There is no local or county variation — the obligation runs to the state of Colorado.
How to Buy Online
Click 'Buy This Bond Online' on this page to open the secure surety portal in a new tab. Complete the application for the Colorado Self Insuring Employer Bond, and your bond documents are issued through the portal. No phone calls, no waiting on an agent — you can move through the process right now.
Why Bond Titan?
Bond Titan is powered by The Southern Agency and built for business owners who need a specific bond fast — not a consultation. Our nationwide catalog means the Colorado Self Insuring Employer Bond is ready for you online, right now. Skip the agent callback and get your bond issued through our streamlined secure surety portal.