Terms of service⁠.

Bond Titan is an online storefront operated by The Southern Agency, a licensed surety bond agency (California Department of Insurance Agency License #6006541). When you read about a bond on Bond Titan or click through to apply, you are working with The Southern Agency as your retail surety agent.

By browsing Bond Titan or submitting an application through our partner portal, you agree to these Terms of Service. If you do not agree, please do not use the site.

Bond Titan publishes information about surety bond forms across the United States. We work hard to keep that catalog accurate, but obligees (the government agencies and courts that require bonds) change forms, amounts, and filing rules frequently and often without notice.

Nothing on Bond Titan is a quote, a binding offer of surety credit, or legal, tax, or accounting advice. The bond amounts, descriptions, requirements, and other details shown on bond, state, category, and bond-type pages are provided for general informational purposes only. Always confirm the exact form, amount, and effective date directly with your obligee before you rely on the information shown here.

Bond Titan does not bind coverage. Final quotes, premiums, and issuance decisions are made by the underwriting surety company through our secure partner portal once a complete application has been received and reviewed. Approval is subject to underwriting, which may require credit information, financial statements, business documentation, and indemnity agreements signed by you and, in some cases, your spouse or business partners.

Premiums quoted in the partner portal are estimates until the bond is issued. Bonds are not in force until the obligee has accepted the executed bond form and any required premium has been paid in full.

A surety bond is not insurance for you. If a valid claim is paid by the surety, you (the principal) and any co-indemnitors are contractually obligated to reimburse the surety in full, including legal fees and costs. By signing a bond application or indemnity agreement, you acknowledge this reimbursement obligation.

You are responsible for performing the underlying obligation the bond guarantees — for example, completing the project, paying the tax, faithfully performing the office, or following the statute. Bond Titan and The Southern Agency are not parties to that underlying obligation.

Applications, payments, and bond issuance happen on third-party partner portals. Those portals have their own terms of service and privacy policies, which govern your use of those services. We recommend you review them before submitting personal or financial information.

Bond Titan also links to obligee websites, state agencies, courts, and other resources for your convenience. We do not control and are not responsible for the content, availability, or accuracy of those external sites.

You agree not to:

• Use Bond Titan to misrepresent your identity, business, or eligibility for a bond;
• Submit false, misleading, or fraudulent information through any form or partner portal we link to;
• Scrape, copy, republish, or resell our catalog content, bond descriptions, or aggregated data without our prior written consent;
• Attempt to disrupt, probe, or gain unauthorized access to the site or any system connected to it.

The Bond Titan name, logo, written descriptions, catalog organization, and site design are owned by The Southern Agency and protected by copyright and trademark law. Bond form names, statutory references, and agency names belong to their respective obligees and are used here solely to help applicants identify the correct bond.

Bond Titan is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy of information, and non-infringement. We do not warrant that the catalog is complete, current, or error-free, or that the site will be uninterrupted or secure.

To the maximum extent permitted by law, neither The Southern Agency nor Bond Titan shall be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, goodwill, or business opportunities, arising out of or in connection with your use of the site or reliance on any information shown here. Our total aggregate liability for any claim arising out of these Terms or your use of the site will not exceed one hundred U.S. dollars (US $100).

These Terms are governed by the laws of the State of California, without regard to conflict-of-laws principles. Any dispute arising out of or relating to these Terms or the site shall be brought exclusively in the state or federal courts located in California, and you consent to the personal jurisdiction of those courts.

We may update these Terms from time to time. When we do, we will revise the “Last updated” date at the top of this page. Your continued use of Bond Titan after a change takes effect constitutes acceptance of the revised Terms.

Questions about these Terms? Call us at 800-777-1872 or visit our contact page.