Florida Notary Bond with E&O
Overview
Florida requires every notary public to carry a surety bond before the state will issue a commission, and this product pairs that required bond with $25,000 in errors-and-omissions coverage in a single convenient purchase. The surety bond satisfies Florida's statutory filing requirement; the E&O policy is optional coverage that protects you personally if a mistake in your notarial work leads to a claim against you. Many Florida notaries choose to add E&O coverage for the peace of mind it provides — and buying both together here means one transaction, one session, and both protections in place for the life of your commission.
Who Needs This Bond?
This product is built for Florida notaries public — whether you're brand new to the commission or cycling through a renewal. The bond component meets the state's mandatory surety requirement, which must be in place before your commission can be recorded. The optional $25,000 E&O layer is recommended for notaries who want personal liability protection on top of that statutory bond — especially mobile notaries, signing agents, and those performing remote online notarizations who handle high volumes of consequential documents. If you're commissioned anywhere else in the country, you'll need a different bond — this one is Florida only.
What is this Bond For?
Notaries in Florida handle high-stakes documents — deeds, affidavits, loan packages, sworn statements — and the public relies on them to perform those duties faithfully. Florida's surety bond requirement exists to protect members of the public who use a notary's services; if a notary's misconduct or neglect causes financial harm to someone, the bond provides a source of recovery for that person. The optional $25,000 E&O policy included in this package protects the notary individually from the financial fallout of honest mistakes made in the course of notarial work — including defense costs and any damages the notary becomes personally liable to pay. Together, they cover both sides of the liability equation.
When is it Required?
The surety bond is required by Florida law and must be filed before your commission is officially recorded — the state will not finalize or issue your commission until that bonding requirement is satisfied. This is true whether you are applying for your first Florida commission or renewing an existing one. The E&O policy included in this package, by contrast, is not required by the state of Florida or any other authority; it is entirely optional coverage that you are choosing to add because it protects you personally. You can purchase E&O coverage anytime — before your commission is issued, after, or at renewal — but buying it here alongside your required bond is the most convenient approach.
Where Does it Apply?
The required surety bond applies statewide across Florida and is tied to your individual notary commission issued by the state. It is not a local county requirement — it is a condition of your Florida notary commission and follows you wherever in the state you perform notarial acts. The optional E&O policy travels with you as well, covering notarial acts performed under your Florida commission, including remote online notarizations, for the duration of the commission term.
How to Buy Online
Click 'Buy This Bond Online' on this page and the secure surety portal will open in a new tab, where you'll complete your application and purchase in a single session. Have your Florida notary commission details ready — the application will ask for information about your commission so the bond is issued correctly. Once your purchase is complete, you'll receive your bond documents promptly so you can file and move forward with your commission.
Why Bond Titan?
Bond Titan is powered by The Southern Agency and built for buyers who know exactly what they need and want to get it done without calling an agent or waiting on a callback. Our catalog covers notary bonds in every state, and Florida's combined bond-and-E&O product is available for immediate online purchase here. Fast, direct, and backed by a seasoned independent agency — that's the Bond Titan difference.