Indiana Local 20 Sheet Metal Workers International Association Wage & Fringe Benefits Bond
Overview
Indiana's sheet metal contractors who are signatory to agreements with Local 20 of the Sheet Metal Workers International Association are required to back their wage and fringe benefit obligations with this bond. It guarantees that workers covered under the union agreement will receive every dollar owed to them in wages and fringe benefits — no shortfalls, no delays. Local 20 holds this bond as the obligee, giving the union a direct financial remedy if a contractor fails to pay. Contractors operating under this agreement cannot afford to be without it.
Who Needs This Bond?
You're a sheet metal contractor in Indiana who has signed or is about to sign a collective bargaining agreement with Local 20 of the Sheet Metal Workers International Association. That agreement requires you to post this bond before you put union members to work. If Local 20 has asked you to provide a Wage & Fringe Benefits Bond, this is the exact bond you need. It applies statewide anywhere you employ Local 20 members under the agreement.
What is this Bond For?
This bond protects sheet metal workers represented by Local 20 SMWIA from unpaid wages and unpaid fringe benefit contributions — things like health insurance, pension, and vacation funds owed under the collective bargaining agreement. If a signatory contractor fails to meet those financial obligations, Local 20 can make a claim against the bond to recover what workers are owed. The bond holds the contractor accountable and gives the union enforceable financial security. It is not insurance for the contractor — it is a guarantee to the workers and the union.
When is it Required?
Before a single Local 20 sheet metal worker can be dispatched to your jobsite, this bond must already be in place. Local 20 requires the bond as a condition of the collective bargaining relationship — not after you start work, but before. If your existing bond lapses or is cancelled, dispatch can stop until coverage is restored. Get this bond secured now so work is never interrupted.
Where Does it Apply?
This bond applies statewide throughout Indiana wherever a signatory employer hires workers dispatched through Local 20 of the Sheet Metal Workers International Association. It is not tied to a single city or county — it follows the contractor's obligations under the agreement across all Indiana jobsites. Local 20 is the obligee and enforces the bond statewide.
How to Buy Online
Click 'Buy This Bond Online' on this page and the secure surety portal will open in a new tab. Enter your business details, complete the application, and move toward getting your bond issued. No waiting on an agent callback — the process is designed to be fast and straightforward.
Why Bond Titan?
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