Maine Paid Family and Medical Leave Self-Insurer Surety Bond
Overview
Maine employees enrolled in the state's Paid Family and Medical Leave program are protected by this bond when their employer chooses to self-insure rather than participate through the state plan. It guarantees that covered workers will receive their legally required PFML benefits even if the self-insuring employer fails to pay. Employers approved as self-insurers must post this surety bond as a condition of that approval, giving the state a financial backstop behind every approved plan.
Who Needs This Bond?
If you are a Maine employer who has applied for or received approval to self-administer your Paid Family and Medical Leave obligations outside the state-run program, you need this bond. Self-insurer status comes with strict financial assurance requirements, and this surety bond is central to meeting them. Without it in place, the state will not authorize you to operate as a PFML self-insurer.
What is this Bond For?
This bond exists to protect Maine workers who are entitled to Paid Family and Medical Leave benefits under their employer's approved self-insured plan. If the employer defaults on its benefit obligations, the bond provides a financial remedy so employees are not left without the benefits they earned. The state of Maine acts as the obligee, holding the bond as security on behalf of covered employees.
When is it Required?
Maintaining continuous coverage is critical — a lapse in this bond can result in immediate loss of your self-insurer authorization. The bond must remain active for as long as you hold self-insurer status under Maine's PFML program. If your authorization is renewed or modified, confirm that your bond term and coverage remain current to avoid any gap that could trigger a compliance action.
Where Does it Apply?
This bond is a statewide requirement under Maine's Paid Family and Medical Leave program and applies to any employer operating in Maine under an approved self-insurer designation. It is not a local or municipal requirement — it is governed at the state level. Any Maine employer seeking self-insurer status anywhere in the state must satisfy this bonding requirement.
How to Buy Online
Click 'Buy This Bond Online' on this page and the secure surety portal will open in a new tab, where you can complete your application and purchase your bond quickly without waiting on an agent. The process is fully online and designed to get your documentation issued fast. Once approved, your bond documents are delivered digitally so you can submit proof to the state without delay.
Why Bond Titan?
Bond Titan is powered by The Southern Agency and built for business owners who need a bond now — not after a callback from an agent. Our nationwide catalog includes hard-to-find state-specific bonds like this one, ready for online purchase. We make it fast, direct, and straightforward so you can meet your Maine PFML self-insurer requirement and move on.