Michigan Iron Workers Local Union No. 25 Wage & Welfare Bond
Overview
Signing a collective bargaining agreement with Iron Workers Local Union No. 25 in Michigan comes with a binding financial obligation — you must guarantee wage and fringe benefit payments to covered workers. This bond backs that guarantee. If your company falls short on wages, health contributions, pension payments, or other welfare obligations owed under the Local 25 agreement, the bond provides a financial remedy for the union and its members. It is a condition of doing union ironwork in Michigan, not optional paperwork.
Who Needs This Bond?
If you are a contractor or employer who has signed — or is preparing to sign — a collective bargaining agreement with Michigan Iron Workers Local Union No. 25, you need this bond. It applies to ironwork contractors operating under the Local 25 jurisdiction who are obligated to make wage and fringe benefit contributions on behalf of their union ironworkers. General contractors who self-perform ironwork under a Local 25 agreement may also fall under this requirement. If Local 25 or its fund administrators have notified you that a bond is required before you can begin or continue work, this is the bond you need to file.
What is this Bond For?
Michigan Iron Workers Local Union No. 25 uses this bond to protect its members from unpaid wages and missed fringe benefit contributions — including health, welfare, pension, and training fund payments. Under a collective bargaining agreement, covered employers are required to remit these amounts on a regular schedule. This bond ensures that if an employer defaults, the union and its benefit funds have a financial backstop to recover what is owed. It protects workers, not the bonded employer.
When is it Required?
Keeping your bond current is as important as obtaining it in the first place — Local 25 fund administrators typically require continuous bond coverage for as long as you have an active obligation under the collective bargaining agreement. The requirement is triggered at the time you execute the CBA or when the union or its trustees determine that a bond must be in place before work proceeds. If your bond lapses, your ability to perform covered ironwork in Michigan under Local 25 jurisdiction is at risk. Renewal terms depend on your specific agreement and the union's requirements, so verify your bond status before your current term expires.
Where Does it Apply?
This bond operates under the jurisdiction of Michigan Iron Workers Local Union No. 25 and applies to ironwork performed anywhere within that local's geographic coverage in Michigan. It is a statewide labor obligation, not a municipal or county permit requirement. The bond is held by or filed with Local 25 and its affiliated benefit fund trustees, not a state licensing agency.
How to Buy Online
Click 'Buy This Bond Online' on this page and you will be taken directly to the secure surety portal in a new tab. Complete the application with your business information and your Local 25 agreement details. Once approved, your bond document is delivered fast — so you can meet the union's requirement and get your crew working.
Why Bond Titan?
Bond Titan is powered by The Southern Agency and built for contractors who need to move quickly — no waiting on an agent callback, no office visits, no delays. Our nationwide catalog includes hard-to-find labor and wage bonds like this one, ready to purchase online. When Local 25 says you need a bond, Bond Titan is where you get it done.