Michigan Uniform Manufactured Housing Retailer's Consumer Deposit Bond
Overview
Get bonded and show Michigan's regulatory authority that you stand behind every consumer deposit you collect. Manufactured housing retailers in Michigan who take deposits from buyers must carry this bond before selling homes to the public. It protects buyers if a retailer fails to refund a deposit when a sale falls through. Having this bond in hand means your license application moves forward — not backward.
Who Needs This Bond?
Manufactured housing retailers operating in Michigan who collect consumer deposits at any point in the sales process need this bond. If you sell, offer to sell, or arrange the sale of manufactured homes directly to consumers and you take money before the deal closes, Michigan requires this coverage. This is a statewide requirement tied to your retailer license — not a local or county-level rule. Independent dealers and retailer locations alike must comply.
What is this Bond For?
This bond exists to protect Michigan consumers who put down a deposit on a manufactured home and never get it back. If a licensed retailer closes, defaults, or wrongfully refuses to return a deposit, a buyer can file a claim against this bond to recover those funds. It creates a financial guarantee between you, the state, and every buyer who hands you money before a sale is final. Without it, consumers would have no bonded recourse when a transaction collapses.
When is it Required?
Applying for or renewing your Michigan manufactured housing retailer's license is the moment this bond becomes mandatory. The state will not issue or maintain your license without proof that this bond is in force. If you begin collecting consumer deposits before your bond is filed, you are operating outside your license conditions. Bond up before you take the first dollar from a buyer.
Where Does it Apply?
This bond applies statewide across Michigan and covers your activity as a licensed manufactured housing retailer anywhere in the state. There is no county-by-county variation — one bond satisfies the statewide licensing requirement. Retailers operating at multiple locations in Michigan should confirm each location is covered under the terms of the bond on file.
How to Buy Online
Click 'Buy This Bond Online' on this page and the secure surety portal will open in a new tab. Enter your business details, complete the application, and follow the steps to receive your bond documents. Your certificate can be downloaded and filed with the state once the process is complete.
Why Bond Titan?
Bond Titan is powered by The Southern Agency and built for business owners who need to buy a bond today — not next week. Our online catalog covers Michigan manufactured housing retailer bonds without waiting on an agent callback or hunting down a local office. Fast, direct, and backed by a team that knows surety.