Texas Manufactured Housing RETAILER / BROKER Bond
Overview
Selling or brokering manufactured homes in Texas? You need a state-required surety bond before the Texas Department of Housing and Community Affairs (TDHCA) will issue your retailer or broker license. This bond protects Texas consumers and the state by guaranteeing you operate according to applicable laws and fulfill your obligations in every transaction. Without it, your license application goes nowhere.
Who Needs This Bond?
You've applied for a manufactured housing retailer or broker license in Texas — and now TDHCA is asking for this bond. Any business or individual that sells, offers for sale, or brokers the sale of manufactured homes to Texas consumers must hold this bond as a condition of licensure. This applies whether you operate a physical sales lot, work as an independent broker, or handle transactions in any other retail capacity. If you touch the sale side of manufactured housing in Texas, this bond is required.
What is this Bond For?
This bond exists to protect Texas consumers who buy or contract for manufactured homes through a licensed retailer or broker. If you misrepresent a home, fail to deliver on a contract, or violate the rules governing manufactured housing sales in Texas, a harmed consumer or the TDHCA can file a claim against the bond to recover damages. The bond holds you financially accountable for how you conduct business — and gives buyers a path to recovery if something goes wrong. It is not insurance for you; it is a guarantee to the public.
When is it Required?
Your bond must be secured and submitted before TDHCA will approve your manufactured housing retailer or broker license. There is no grace period — you cannot legally operate as a retailer or broker in Texas without an active license, and no license issues without this bond on file. If you are renewing your license, the bond must remain continuously in force throughout your license term. A lapse in bond coverage can trigger a lapse in your license.
Where Does it Apply?
This is a statewide Texas requirement administered by the Texas Department of Housing and Community Affairs. It applies to all manufactured housing retail and brokerage activity conducted anywhere in Texas, regardless of which city or county your business is located in. There is no local version of this bond — it is a single, statewide obligation.
How to Buy Online
Click 'Buy This Bond Online' on this page and you'll be taken directly to the secure surety portal in a new tab. Complete the application, and once approved you'll receive your bond documents digitally — ready to submit to TDHCA. The entire process is designed to move fast so your license application doesn't stall.
Why Bond Titan?
Bond Titan is powered by The Southern Agency, giving you access to a deep nationwide surety catalog with the backing of an experienced agency — no waiting on a callback, no chasing an agent. You buy online, on your schedule, and get your bond documents without delay. When TDHCA is waiting on your paperwork, that speed matters.