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Federal
Fidelity & Employee Dishonesty Bonds

Federal Business Services Bond 1b. 7 to 15 employees

State
Federal
Bond Type
Business Service Bond

Overview

Federal Business Services Bonds protect clients from employee theft — and the 7-to-15-employee tier is the federally recognized coverage level for businesses operating at that staffing size. If you run a service business with seven to fifteen employees and work in clients' homes, offices, or facilities, this bond is the credentialing layer that sets honest operators apart. Clients want proof your team is bonded before they hand over a key. This bond delivers exactly that.

Who Needs This Bond?

You've built a service business, hired a team of seven to fifteen people, and a client — or a contract — is now asking for a Business Services Bond. This federal-tier bond is designed for cleaning services, janitorial companies, home service contractors, mobile technicians, and any business that sends employees into spaces where theft could occur. The bond names your business as the principal and financially protects your clients if a covered employee steals. If your headcount sits between seven and fifteen, this is the specific tier you need.

What is this Bond For?

Business Services Bonds are fidelity instruments — they pay out when a covered employee steals from a client. This isn't general liability insurance; it's a financial guarantee that your clients have recourse if one of your workers commits theft on the job. The 7-to-15-employee tier is structured to match your actual workforce, ensuring the bond limit corresponds to the scale of risk your staffing level presents. Clients, property managers, and commercial accounts frequently require this bond before signing a service agreement.

When is it Required?

Before the contract is signed, before your crew sets foot in that building, you need this bond in hand. Commercial clients and property management companies often reject proposals outright if the bonding certificate isn't included. Some clients require proof of bond renewal every year. Don't let a missing bond document be the reason you lose a contract — buy and generate your certificate before the next meeting.

Where Does it Apply?

This is a federally classified Business Services Bond, meaning it is recognized across all U.S. states and territories as a credential for service businesses. It is not tied to a single state licensing requirement — it follows your business wherever your employees work. Any client, agency, or commercial account requesting a Business Services Bond for a 7-to-15-employee operation will accept this bond.

How to Buy Online

Click 'Buy This Bond Online' to open the secure surety portal in a new tab — the fastest way to purchase a Business Services Bond at the 7-to-15-employee tier. Enter your business details, complete the application, and your bond certificate is issued digitally so you can share it with clients immediately. No agent callback, no waiting room, no delay.

Why Bond Titan?

Bond Titan is powered by The Southern Agency and built for business owners who need a bond now — not next week. Our nationwide catalog includes every tier of Business Services Bond, and the entire process happens online without picking up the phone. Buy your bond, download your certificate, and get back to running your business.

Frequently Asked Questions

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