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Federal
Fidelity & Employee Dishonesty Bonds

Federal Business Services Bond 1c. 16 or more employees

State
Federal
Bond Type
Business Service Bond

Overview

Federal Business Services Bonds protect clients whose employees enter their homes or businesses to perform contracted work. This bond — structured for operations with 16 or more employees — is a fidelity coverage tool that responds when a covered employee is found to have stolen from a client. Businesses at this staffing level carry greater exposure, and this bond scales to meet it. Bond Titan makes it fast and straightforward to get covered without delays.

Who Needs This Bond?

Janitorial companies, home cleaning services, and building maintenance contractors with 16 or more field employees are the primary buyers of this bond. Any business operating under a federal contract or service agreement that sends workers into client spaces may be required to carry it. If your company has grown to this staffing threshold, this is the coverage tier that applies to your operation.

What is this Bond For?

This bond protects your clients — not your business — from direct financial loss caused by employee theft. If a covered worker steals money, property, or valuables from a client's home or facility during the course of a job, the bond provides a mechanism for recovery. It demonstrates to prospective clients and contracting parties that your workforce is bonded at a level appropriate to your company's size. At 16 or more employees, the exposure is real, and this bond addresses it directly.

When is it Required?

Before executing a federal service contract or responding to a federal solicitation, contractors are frequently asked to show proof of a current business services bond. The requirement typically surfaces during the pre-award or compliance phase of a contract engagement. Some clients or contracting officers will not move forward until a bond certificate is in hand, making this a priority purchase before work begins.

Where Does it Apply?

This is a federal-level bond, meaning it is not tied to a single state license or local permit — it travels with your business wherever federally contracted work takes you. Coverage is relevant to any client or worksite where you operate under a federal agreement. Bond Titan maintains this bond in its catalog as a nationwide offering accessible from anywhere in the country.

How to Buy Online

Click 'Buy This Bond Online' on this page and the secure surety portal will open in a new tab. Enter your business information, select the correct employee-count tier, and complete the application to receive your bond documentation. The process is fully online — no agent callback required, no waiting.

Why Bond Titan?

Bond Titan is powered by The Southern Agency and built specifically for businesses that need to get bonded fast without navigating a traditional agency process. Our nationwide catalog includes federal business services bonds at every staffing tier, so you get exactly the coverage you need. Buy online, get your documents, and move on to the work.

Frequently Asked Questions

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