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Federal
Fidelity & Employee Dishonesty Bonds

Federal Business Services Bond 3b. 7 to 15 employees

State
Federal
Bond Type
Business Service Bond

Overview

Running a service business with 7 to 15 employees and need proof of bonding? A Federal Business Services Bond at this employee tier is exactly what you need. This fidelity bond protects your clients against employee theft or dishonesty occurring on their premises or while handling their property. It demonstrates financial accountability and gives clients the confidence to let your team through the door.

Who Needs This Bond?

Cleaning companies, janitorial services, home care providers, and similar businesses with 7 to 15 employees on staff are the primary buyers of this bond. If your workers enter client homes, offices, or properties and handle valuables, personal belongings, or sensitive materials, this coverage is expected. Federal business service bond requirements tie coverage tiers directly to headcount, so once your team reaches 7 employees, you move into this bracket.

What is this Bond For?

This bond protects your clients — not your business — in the event one of your employees steals, damages, or dishonestly misappropriates property while on the job. It is a fidelity instrument, meaning the trigger is employee dishonesty, not an accident or general liability event. When a covered loss occurs and a claim is validated, the bond pays the affected client up to the bond's face amount.

When is it Required?

Clients, property managers, or contracting companies typically request proof of this bond before signing a service agreement or granting your employees access to their facilities. Some commercial clients make it a non-negotiable condition in their vendor requirements. At the moment a contract is on the table and the other side asks for your bond certificate, this is the bond you purchase.

Where Does it Apply?

This is a federal-level business services bond with no state-specific restriction, meaning it is recognized across all U.S. states and jurisdictions. Coverage follows your employees to any client location where they perform services. Whether your operation is concentrated in one city or spans multiple states, this single bond satisfies the employee dishonesty bonding requirement for businesses at the 7-to-15 employee tier.

How to Buy Online

Click 'Buy This Bond Online' and the secure surety portal will open in a new tab — answer a few quick questions about your business and complete your purchase entirely online. There is no agent callback, no waiting period, and no paperwork to mail in. Your bond documents are issued digitally so you can deliver proof to your client right away.

Why Bond Titan?

Bond Titan is powered by The Southern Agency and built for business owners who need a bond now, not next week. Our nationwide catalog covers federal and state bond requirements across every industry, and the entire purchase happens online in minutes. No phone tag, no middleman — just a fast, straightforward process from click to certificate.

Frequently Asked Questions

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