Federal Business Services Bond 6a. 6 or less employees
Overview
Federal Business Services Bonds protect clients from employee theft and dishonesty when a service company sends workers into private homes or businesses. Coverage under Schedule 6a applies specifically to operations with six or fewer employees — a threshold the federal bonding classification uses to tier coverage. Small cleaning services, maintenance crews, and similar companies often discover this bond is a non-negotiable condition before landing commercial contracts. Bond Titan makes it available online, without an agent, without a wait.
Who Needs This Bond?
Housekeeping companies, janitorial services, and in-home care businesses with a small workforce are the most common applicants for this bond. Any service-based business that sends employees into client properties and employs six or fewer workers falls squarely into the Schedule 6a classification. If a client, contracting company, or facility manager has asked for proof of a Business Services Bond, this is the coverage tier that applies to your headcount.
What is this Bond For?
This bond exists to protect the clients your employees visit — not to protect your business. If a covered employee steals cash, valuables, or property from a client's home or workplace, the bond provides a financial remedy to the injured party. That guarantee is what makes clients and commercial customers willing to let your workers through the door. It signals accountability and professional credibility in a way that a simple business license alone does not.
When is it Required?
Requests for this bond typically arrive at the contract stage — a commercial client, property manager, or facilities director will require proof before signing a service agreement. Some clients specify it as a pre-qualification condition before your company is even allowed to bid. Once your business grows beyond six employees, you move into a different federal schedule tier, so it is important to match your current headcount to the correct bond level at the time of purchase.
Where Does it Apply?
This is a federally classified bond, meaning the Schedule 6a designation is recognized across the United States rather than being tied to a single state licensing authority. Clients in any state may require it as a condition of service contracts. Your bond travels with your business and applies wherever your employees are performing covered work.
How to Buy Online
Click 'Buy This Bond Online' to open the secure surety portal in a new tab, where you can complete your application and purchase instantly. The process is straightforward — enter your business details, confirm your employee count falls within the six-or-fewer threshold, and submit. Your bond document is issued digitally and ready to deliver to your client.
Why Bond Titan?
Bond Titan is a nationwide surety bond storefront powered by The Southern Agency, built so small business owners can buy the exact bond they need without calling an agent or waiting for a quote. Our online catalog covers federal, state, and local bonds, and the purchase process is fast and direct. If you have been told you need this bond, you can have it in hand today.