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Federal
Fidelity & Employee Dishonesty Bonds

Federal Business Services Bond 7b. 7 to 15 employees

State
Federal
Bond Type
Business Service Bond

Overview

Cleaning crews, mobile pet groomers, and home health aides all have one thing in common — they work inside other people's spaces. A Federal Business Services Bond for 7 to 15 employees tells your clients that your team is bonded against theft and dishonesty, and it gives you a concrete credential to put in front of every new contract. This bond covers the employee dishonesty exposure that comes with running a service business where staff regularly access client property. If you have between 7 and 15 employees, this is the tier that fits your operation.

Who Needs This Bond?

Janitorial companies, residential cleaning services, and in-home care agencies with 7 to 15 W-2 employees are the primary buyers of this bond. If you run a pet care service, a courier operation, a lawn maintenance crew, or any other business where employees enter client homes or offices, this bond protects your clients and your reputation. It is also frequently required by commercial clients, property management companies, and government contractors before they will sign a service agreement with you.

What is this Bond For?

This bond protects your clients from financial loss caused by theft or dishonest acts committed by one of your employees while on the job. If a covered employee steals from a client, the bond provides a mechanism for that client to file a claim and recover their loss. It is not liability insurance — it is specifically a fidelity instrument designed to address employee dishonesty in a service business context. Carrying this bond signals to every client that you stand behind your team.

When is it Required?

Clients or contracting parties typically request proof of this bond before awarding a service contract or allowing your employees onto their premises. The request usually comes during the vendor approval or onboarding stage — you submit a bond certificate alongside your proof of insurance and any required licenses. Some commercial property managers and government procurement offices will not even advance a bid from an unbonded service contractor. Having this bond ready speeds up that process significantly.

Where Does it Apply?

This is a federal-level business services bond, meaning it is structured to satisfy bonding requirements that apply across the United States rather than within a single state. It travels with your business wherever you operate and is recognized by clients and contracting parties nationwide. The 7 to 15 employee tier reflects your current workforce size and determines the bond amount appropriate for your scale of operations.

How to Buy Online

Click 'Buy This Bond Online' and the secure surety portal will open in a new tab. Enter your business details, complete the application for the 7 to 15 employee tier, and follow the steps to get your bond issued. Once issued, you can download your bond certificate immediately and submit it to clients or contracting parties right away.

Why Bond Titan?

Bond Titan is powered by The Southern Agency and built for business owners who need to get bonded without waiting on an agent callback. Our nationwide catalog means you can find the exact bond tier your operation requires and buy it online in minutes. No phone tag, no delays — just a fast, straightforward purchase you can complete right now.

Frequently Asked Questions

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