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HomeBondsFederalFederal Business Services Bond 8b. 7 to 15 employees
Federal
Fidelity & Employee Dishonesty Bonds

Federal Business Services Bond 8b. 7 to 15 employees

State
Federal
Bond Type
Business Service Bond

Overview

Get bonded and show your clients, contracting partners, or federal program administrators that your business services company carries financial protection against employee theft and dishonesty. A Federal Business Services Bond covering 7 to 15 employees is a fidelity instrument that guarantees your workforce is bonded as a group — not just named individuals. Businesses that send employees into client homes or offices rely on this bond to demonstrate accountability and win contracts. Having it in hand signals professionalism and separates you from unbonded competitors.

Who Needs This Bond?

Business services companies operating under federal contracting requirements or client agreements that employ between 7 and 15 workers need this bond. Cleaning services, janitorial contractors, maintenance firms, couriers, and similar service businesses whose employees work on-site at client locations are the most common applicants. If your contract, client agreement, or federal program participation requires proof that your employees are bonded against dishonesty, this is the bond you need. The employee count tier — 7 to 15 — determines the coverage bracket you must purchase.

What is this Bond For?

This bond protects clients and customers from financial loss caused by theft, fraud, or dishonest acts committed by your employees while performing business services. It is a fidelity-type instrument, meaning it responds when a covered employee steals money, property, or assets from a client during the course of their work. Unlike a general liability policy, this bond specifically targets employee dishonesty as the covered peril. Clients who require it want a financial backstop in place before allowing your workers onto their premises.

When is it Required?

Signing a federal contract or client services agreement that mandates bonded employees is the moment this bond becomes mandatory. Some clients will not allow your workers on-site until you can produce a bond certificate showing coverage for your current headcount. Federal program participation — such as contracts with government agencies or federally funded facilities — often specifies that all service employees must be covered under a business services bond. If your team size has grown to between 7 and 15 employees, you must hold the bond tier that matches that range.

Where Does it Apply?

This is a federal-level bond with no state-specific jurisdiction restriction, meaning it is designed to satisfy bonding requirements tied to federal contracts, programs, or client agreements anywhere in the United States. Coverage follows your employees to any client location where they perform services under the bonded business. The bond travels with your company, not with a specific address or license.

How to Buy Online

Click 'Buy This Bond Online' and it will open the secure surety portal in a new tab — that is where you complete your application and purchase. Have your business name, address, and current employee count ready so the application moves quickly. Once approved, your bond documents are issued digitally and ready to submit to your client or contracting authority.

Why Bond Titan?

Bond Titan lets you purchase this bond online right now without waiting on an agent callback or sitting through a consultation. Our nationwide catalog is powered by The Southern Agency, bringing institutional bonding expertise to a fast, self-serve platform. If you know the bond you need, we make it straightforward to get bonded and move forward.

Frequently Asked Questions

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