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Federal
Fidelity & Employee Dishonesty Bonds

Federal Business Services Bond 9b. 7 to 15 employees

State
Federal
Bond Type
Business Service Bond

Overview

Running a business services company with 7 to 15 employees and need to get bonded at the federal level? This bond — formally known as the Federal Business Services Bond 9b — is a fidelity bond designed to protect your clients against dishonest acts committed by your employees. It covers theft, fraud, and other wrongful acts that your staff might commit while working on a client's premises or handling their property. Getting this bond in place signals to federal contractors and clients that your business meets a recognized standard of accountability.

Who Needs This Bond?

You own a business services company — think janitorial, cleaning, maintenance, or similar services — that employs between 7 and 15 workers who regularly enter client facilities. Federal contracts and client agreements in service industries increasingly require this specific bond tier before you can begin work. If you have fewer or more employees, a different bond tier applies, but the 9b classification is built precisely for your headcount range. This is not a state license requirement — it is a federal-level fidelity standard applied to your business category.

What is this Bond For?

This bond protects your clients — not your own business — against financial losses caused by dishonest acts of your employees. If a worker steals from a client's property while on the job, the bond provides a financial remedy. The trigger is employee dishonesty: theft, forgery, fraud, or intentional wrongdoing committed by someone on your payroll. It is structured for service businesses where employees routinely work unsupervised inside a client's home, office, or facility.

When is it Required?

Before your crew sets foot on a federal client's site or before you execute a service contract, this bond must already be active and verifiable. Clients and contracting officers will ask for proof of bond before authorizing access or signing agreements — not after. The 9b tier specifically applies when your headcount sits in the 7-to-15 range, so if your business has grown into that bracket, the clock is already running on your obligation to carry this bond. Do not wait for a client to flag the gap.

Where Does it Apply?

This is a federal-level bond, meaning it is not tied to any single state's licensing board or regulatory agency. It applies wherever you operate under federal contracts or agreements that require fidelity coverage for business service employees. The classification follows your employee count, not your physical location, so it remains relevant regardless of which state your jobs are performed in.

How to Buy Online

Click 'Buy This Bond Online' on this page and the secure surety portal will open in a new tab — that is where the purchase happens. Enter your business details, confirm your employee count falls in the 7-to-15 range, and complete the process digitally. Your bond documents are issued electronically, so there is no waiting for paperwork to arrive in the mail.

Why Bond Titan?

Bond Titan is powered by The Southern Agency and built for business owners who need to get bonded fast — without waiting on an agent callback or hunting through a carrier's website. Our nationwide catalog includes the full range of Business Services Bond tiers, so you can confirm you have the right bond for your employee count and buy it in one session. Fast, online, straightforward — that is the entire point.

Frequently Asked Questions

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